Do I Need More Homeowners Coverage After Renovating?
Posted: October 16, 2019
Renovations can add substantial value to your home. Adding on a front porch, putting in a swimming pool, remodeling your kitchen, and other improvements can not only make your home more pleasant and comfortable to live in, but also increase its market value. After a remodeling project, it is vital to reevaluate your homeowners policy and ensure you have the right coverage at the best...
What Kind of Insurance Do I Need If I Rent Out My Home?
Posted: October 4, 2019
If you own a home, you probably already have homeowners insurance to protect your investment from covered losses. However, a standard homeowners policy may not cover damages that occur when your house is being rented out, depending on the length of the rental term and the situation. Our experienced agent can advise you on what insurance you need if you plan to rent out your...
How To Keep Your New Car's Value As Long As Possible
Posted: October 1, 2019
Buying a new car requires a substantial investment today—one you will want to protect. According to the Kelly Blue Book, new car prices are currently averaging: $20,000 for a small car $25,000 for a midsize car $26,000 for a small SUV $32,000 for a minivan $33,000 for a midsize SUV $39,000 for a small luxury car If you have recently purchased a new vehicle or...
Common Commercial Property Insurance Exclusions
Posted: September 19, 2019
Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to...
Understanding The Liability Portion Of Homeowners Insurance
Posted: September 16, 2019
Generally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...